Investments are considered to be different to savings for two main reasons. Firstly, they tend to be much longer term in nature – often five years or more. Secondly, they tend to have an element of risk attached – there is the potential that you could lose money as well as gain it.
There are dozens of different types of investment products available – all with different goals, risks, potential benefits and timescales attached. Some are low risk – usually those that are provided by the UK Government – and some which are high risk such as Biotechnology stocks.
We don't offer investment products, but as lots of other financial products are linked to investment it's an area that's important to understand. To help you understand more about investing and the different options available, we've compiled a wealth of information that tells you more.
The potential risks and benefits of investing
Types of investment
What types of investments are available and if they’re right for you
How to evaluate different investment performance
Capital gains on investments
Taxation on investment growth and capital gains
Where and how to invest your money