Retirement calculators


With so many different factors to consider, retirement can seem like a confusing time. Luckily help is at hand. Even if you're not sure what you would like to do with your pension savings yet, our range of tools can help you manage your money by knowing what to expect.

We've covered everything from how long you are likely to live, how likely you are to run out of money if you choose a flexi-access drawdown product, how much money you could release from your home with a lifetime mortgage and how much tax you are likely to pay on your pension if you take it all as a lump sum.

Haven't decided yet?

Fear not. If all of this seems a little complex, you might want to start with our retirement budget planner which will help you work out how much money you are likely to need during your retirement.

Then it's worth spending some time looking at each calculator to help you gain a better understanding of the impact that your choices could have on your retirement income.

And if anything seems confusing, remember that we have a range of jargon buster videos that will help clarify any technical language that you might not have heard before.

Longevity Calculator

Discover the likelihood of living to a certain age.

Retirement Budget Planner

Identify any shortfall in your income requirements.

Taxation Calculator

Find out how much tax you pay if you take your pension as cash.

Drawdown Risk Calculator

Calculate your risk of running out of money if you opt for drawdown.

ILM calculator

Indicative Lifetime Mortgage tool estimates the total you could release from your home.

Quick Income Builder

See the different levels of income your pension savings could deliver.