Retirement Planning


Retirement. There’s a lot to think about. To enjoy it properly, you do need to plan ahead; perhaps decide how you’ll cut down on what you spend but also work out how to maximise your income over the long term.

We’d like to help you plan for the future

If you’re looking for something specific here, it may be useful to refresh your memory about the pensions, savings and investments you have. That way, what you read will be easier to relate to your own situation (but don’t worry, if you don’t have that information to hand it’s not a problem).

State Pension review

What's available, how much will you get?

Private Pension review

What can you do with lots of small private pensions?

Other income sources

From property to fine wine, what other assets can you use for income generation?

Delaying retirement

What are the options if you don't want to retire yet?

Effective budgeting

How to cut down what you spend, how to increase your income.

Advice and guidance

Who to talk to, where to go and what it may cost.

Pension changes 2015

What the pension reforms mean for you.

Budget 2016

Are you affected by the pension changes in the 2016 Budget?

The new State Pension

If you reach State Pension age on or after 6 April 2016, you should read this.

When can I retire?

The key things you need to consider.

Cost of retirement

An interactive guide to some of the costs you may need to allow for.