Defined Benefit Solutions Team

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Pretty Sagoo - Managing Director of DB Solutions

Pretty leads the Defined Benefit Solutions team here at Just and is a member of the Group Executive Committee reporting into David Richardson.  Pretty joined from Athora, the specialist insurance and reinsurance group, in 2022, where she headed up new business and pensions. Prior to Athora she was head of pricing and execution for L&G and head of insurance at Deutsche Bank.

Her extensive career in pensions and insurance positions her well to ensure Just can seize the opportunity that exists within the DB market.  To achieve this, her vision is to continue to deliver excellent service to our traditional base of small to medium pension schemes and play a key role in securing a better later life for our members from schemes of all sizes.

The initial point of contact for all advisers, trustees and reinsurers. Our aim is to structure and deliver de-risking solutions that are flexible, convenient and meet the needs of trustees and their sponsors.

As well as participating in bulk annuity tenders for transactions from £10m to over £1bn, we work with trustees to help you prepare for a bulk annuity by providing indicative or guaranteed pricing and price monitoring.

 Rob Mechem

Rob Mechem - Director of Commercial

01737 233 307 - Rob.Mechem@wearejust.co.uk 

  • A qualified life insurance actuary, Rob’s actuarial expertise helps ensure we’re asking the right questions so we maximise value for trustees and advisers.
  • Joined from Aviva in 2014.
  • Outside work, Rob is a keen marathon runner.
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Peter Jennings - Head of DB Sales

01737 827 381 - Peter.Jennings@wearejust.co.uk

  • Responsible for a panel of key advisers and our streamlined quotation process. Joined from another part of Just Group in 2017.
  • Previously individual annuity product manager.
  • Outside work, Pete can be up at all hours following American football, looking after his twins or cycling.
 Martin Parker

Martin Parker - Senior Business Development Manager

01737 308  739 - Martin.Parker@wearejust.co.uk

  • Responsible for a panel of key advisers.
  • Joined in 2012 and has worked in bulk annuities since 1993 including business development at Prudential and advising trustees at Mercer.
  • Outside work, Martin supports Southampton and loves music.
 Prashant Mehta

Prashant Mehta - Head of Reinsurance Relationships

01737 233 349 - Prashant.Mehta@wearejust.co.uk

  • Responsible for developing relationships with new and existing reinsurers, to help widen our panel of reinsurance partners
  • A qualified pensions actuary, joined from Aon in 2012 when the DB team was being established at Just.
  • Outside work, Prash focuses on his young family.

Our aim is to expedite the journey to ongoing administration, and eventual buyout, making the journey as smooth as possible.

The point of contact for trustees and their administrators after the bulk annuity contract is signed. We manage the overall process and help them complete the data cleanse so schemes can proceed to ongoing administration and the issue of individual policies for a buyout.

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Heather Vaughan - Director of Data & Transitions

01737 233 060 – Heather.Vaughan@wearejust.co.uk

  • Joined in 2012 when the DB team was being established to build our operational capability including our transition and administration functions. Previously held senior operational roles at Prudential, Paternoster and Rothesay Life.
  • Has extensive industry experience in transitioning and managing pension schemes of all sizes including transactions in excess of £1bn.
  • Outside work, Heather enjoys the gym, skiing and travelling.

The focus of this team is to ensure we retain our identity as a provider of consistent and inclusive service for trustees and members.

Following completion of the transition process, this team deliver a comprehensive package of ongoing support. This includes the management of the monthly scheme payment cycle at buy-in and of our administrator Mercer to ensure we deliver a great experience for members after buyout.

Laura Pertile

Laura Pertile - Director of Member & Operational Services

01737 233 044 - Laura. Pertile@wearejust.co.uk 

  • Joined in 2020 to enhance the implementation services and member experience.
  • Laura has experience in operational roles for several pension providers and previously held senior operations roles at Equiniti, L&G and was Head of Customer Services at Retirement Advantage.
  • Outside work, Laura enjoys sailing, travelling and cooking.
 Alex Collins

Alex Collins - Head of Member & Client Services

01737 308 741 - Alex.Collins@wearejust.co.uk 

  • Responsible for the oversight and relationship with our third-party administrators which includes monitoring the service delivery, quality control and development of service enhancements.
  • Joined Just in February 2018 with over 19 years’ experience in DB pensions for a number of third-party administrators.
  • Outside work, Alex enjoys travel and socialising.
 Chris Hall

Chris Hall - Head of Implementation Services

01737 233 347 - Chris.Hall@wearejust.co.uk 

  • Works closely with the Transition team to support scheme data cleanse activities and then, he’s responsible for setting up each scheme with our third party administrator.
  • Chris and his team are also the point of contact for schemes moving to buyout. Joined from another part of Just in 2014.
  • Outside work, Chris is a keen sports fan, you will often find him at a non-league football ground at the weekend.
Sherry Thorngate

Sherry Thorngate - Head of True-Up

01737 233 242 - Sherry.Thorngate@wearejust.co.uk 

  • A qualified actuary, responsible for progressing true-ups and other individual member request calculations.
  • Joined in 2014 from Towers Watson and worked in the pricing team until late 2022.
  • Outside work, Sherry loves gardening, riding her Peloton bike and cooking for friends and family.