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Your Money

Your Money Overview

Retirement planning

Retirement planning Overview The State Pension Other income sources Delaying your retirement Effective budgeting Advice & guidance April 2015 pension changes The new State Pension (April 2016) When can I retire?

Retirement goals

Retirement goals Overview Setting goals Boosting State Pension Maximising savings Minimising outgoings

Life events

Life events Overview Family life Getting married Dealing with divorce Bereavement

Retirement income

Retirement income Overview Options available Income drawdown Using a lump sum Considering annuities Impact of health Deferring income Taxation Investment risk Investment volatility P60s and tax codes: FAQs

Estate Planning

Estate Planning Overview Inheritance tax Writing a will Funeral planning Understanding trusts Powers of Attorney Acting as a Power of Attorney

Planning for Care

Planning for Care Overview What is care? Costs of care The Care Act 2014 Choosing a care home Paying for Care Modifying your home Local authority support for care

Benefits and allowances

Benefits and allowances Overview Personal allowance Council tax Disability allowances Health benefits Winter Fuel Payment Free bus travel Senior Railcard Helpful discounts

Protection and regulation

Protection and regulation Overview Regulatory bodies Protecting your money Making a complaint GDPR
Your Home

Your Home Overview

Using property for money

Using property for money Overview Letting a room Renting out space Buy-to-let Downsizing Equity release

Looking after property

Looking after property Overview Extending your home Home improvements Insuring property Safety and security

Minimising home costs

Minimising home costs Overview Managing utility bills Routine home maintenance Home repairs

Moving home

Moving home Overview Things to think about Process and costs Going it alone Moving abroad Removals and storage

My Home, My Future

My Home, My Future Overview At 50 Meet our 50s case studies Press contacts Feeling pessimistic at 50
Your Health & Lifestyle

Your Health & Lifestyle Overview

Physical wellbeing

Physical wellbeing Overview Diet and nutrition Physical disability Active pastimes Exercise Illness and injury

Emotional wellbeing

Emotional wellbeing Overview Mental wellness Relationships Loneliness Mentoring Loss of a loved one The home

Lifestyle

Lifestyle Overview Working Leisure time Having pets Help at home

Getting about

Getting about Overview Travelling Holidays Retiring abroad Driving

Technology

Technology Overview Using the internet FaceTime and Skype Social media Online banking Online security Online scams
Financial Products

Financial Products Overview

Savings

Savings Overview Importance of saving Types of savings How to save

Investments

Investments Overview Why invest Types of investments Assessing performance Making capital gains

Annuities

Annuities Overview Choosing an annuity Types of annuity Investment linked annuities Conventional annuities Enhanced annuities Annuity options Buying an annuity Annuity information prompts Our annuities Our secure lifetime income

Equity release

Equity release Overview What is equity release Types of equity release Lump sum lifetime mortgage Interest serviced lifetime mortgage Drawdown lifetime mortgage Home reversion plan Taking out equity release Our equity release

Credit and mortgages

Credit and mortgages Overview Types of borrowing Dealing with debt Credit cards and loans Mortgages Credit scoring Getting credit

Insurances

Insurances Overview Protecting yourself Protecting possessions Protection abroad

Pensions

Pensions Overview Types of pensions Pension options Buying a pension Pension transfers

Care funding plans

Care funding plans Overview What are care funding plans? Things to consider Buying care funding Our care funding plans

Income drawdown

Income drawdown Overview What is income drawdown Things to consider
Contact Us
About Us

Who are we? Bowls Our sponsorship Companies in our group Careers
Useful Information

FAQs Literature Useful forms and guides Contact Us Jargon Buster Retirement Calculators Making a complaint
Group Sites

Just Adviser Investors HUB Financial Solutions TOMAS Defined Benefit
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Your Money

Retirement planning

Retirement goals

Life events

Retirement income

Estate Planning

Planning for Care

Benefits and allowances

Protection and regulation

Your Home

Using property for money

Looking after property

Minimising home costs

Moving home

My Home, My Future

Your Health & Lifestyle

Physical wellbeing

Emotional wellbeing

Lifestyle

Getting about

Technology

Financial Products

Savings

Investments

Annuities

Equity release

Credit and mortgages

Insurances

Pensions

Care funding plans

Income drawdown

Contact Us

About Us

Useful Information

Group Sites

News

News Listing

Support

Social