Media Wall
Our media wall
We’ve produced a range of helpful films, videos and programmes to help you understand more about the choices you have available for financing your retirement and how you go about making the right decisions for you.
Pre retirement
Shelagh describes what she is most looking forward to when she retires.
Shelagh is less than twelve months away from retiring. We talk to her to find out how she is preparing for retirement, the changes which are likely to happen in her life, and what she is most looking forward to when she has more time, but less money.
When you’ve recently retired
Clive and Bernice discuss the changes they've made in retirement.
Clive has been retired only a few months. We talk to him and his wife Bernice to find out how their first few months have been, what changes they have had to make to their lifestyles and how they are planning to spend their retirement now they have more time on their hands.
Compound Interest
What is compound interest? And why is it important?
Compound interest can be described as ‘interest on interest’. It makes a loan grow at a far swifter rate than a straightforward interest type arrangement, by increasing the amount of ‘principal’ on which further interest will be earned in the future. Learn more by watching our video, and understand why it’s so important – especially for your retirement.
Secured and unsecured loans
Secured loans and unsecured loans - separating fact from fiction
A secured loan is debt backed by collateral, such as a house or car, to reduce the lender risk. Unsecured loans are not guaranteed and typically have higher interest rates, reflecting the bigger risk for the lender. The most common unsecured loan are credit cards, student loans, and personal loans. Our short animation reveals all.
DC Pension (defined contribution pension)
How do defined contribution pensions work?
A pension plan offered by employers in which the benefits are dependent on contributions to, and the growth of, the pension fund. But how do they work? Our simple animation, in plain English explains more in less than two minutes.
Lifetime Mortgage
What is a Lifetime Mortgage and how do they work?
Lifetime mortgages are often described as ‘a mortgage secured on your home. No repayments are usually made on the mortgage until the death of the last surviving borrower or their entry into long term care’. But does this really cover it? Our short animation converts jargon into plain English.
Stock Market Volatility
Things to consider if taking income drawdown
Since the pensions freedoms more people have been considering investing some or all of their pension savings in income drawdown. In this Retirement Matters video, Pete Matthew explains what stock market volatility is and how this can affect the value of your fund if you are already taking or considering income drawdown.
When you've been retired a while
Jeff explains how he and his wife are enjoying the freedom of retirement.
Jeff has been retired for some time. We talk to him about how he and his wife are managing financially, why they decided to take out an equity release plan and what it has meant to them, and how they are planning to spend the remainder of their retirement doing the things they enjoy most.
Income Drawdown
What is income drawdown? Find out in this short animation.
What is income drawdown? Find out in this short animation.
The financial impact of health
When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.
When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.
Retail Price Index
What is RPI? Find out in this short animation.
What is RPI? Find out in this short animation.
Home reversion plan
A form of equity release where you sell all or part of your home in return for a cash lump sum and continue to live in your home, rent-free, for as long as you’re able.
A form of equity release where you sell all or part of your home in return for a cash lump sum and continue to live in your home, rent-free, for as long as you’re able.
Annual Equivalent Rate
Interest that is calculated under the assumption that any interest paid is combined with the original balance, and the next interest payment will be calculated on a slightly higher account balance.
The dictionary definition for AERs says they have interest that is calculated under the assumption that any interest paid is combined with the original balance, and the next interest payment will be calculated on a slightly higher account balance.
Questions to ask at retirement
Pete Matthew talks through the key issues to ask “when’s the best time to consider how to provide an income in retirement?”
Pete Matthew talks through the key issues to ask “when’s the best time to consider how to provide an income in retirement?”
