Media Wall
Our media wall
We’ve produced a range of helpful films, videos and programmes to help you understand more about the choices you have available for financing your retirement and how you go about making the right decisions for you.
Pre retirement
Shelagh describes what she is most looking forward to when she retires.
Shelagh is less than twelve months away from retiring. We talk to her to find out how she is preparing for retirement, the changes which are likely to happen in her life, and what she is most looking forward to when she has more time, but less money.
When you’ve recently retired
Clive and Bernice discuss the changes they've made in retirement.
Clive has been retired only a few months. We talk to him and his wife Bernice to find out how their first few months have been, what changes they have had to make to their lifestyles and how they are planning to spend their retirement now they have more time on their hands.
Compound Interest
What is compound interest? And why is it important?
Compound interest can be described as ‘interest on interest’. It makes a loan grow at a far swifter rate than a straightforward interest type arrangement, by increasing the amount of ‘principal’ on which further interest will be earned in the future. Learn more by watching our video, and understand why it’s so important – especially for your retirement.
Stock Market Volatility
Things to consider if taking income drawdown.
Since the pensions freedoms more people have been considering investing some or all of their pension savings in income drawdown. In this Retirement Matters video, Pete Matthew explains what stock market volatility is and how this can affect the value of your fund if you are already taking or considering income drawdown.
When you've been retired a while
Jeff explains how he and his wife are enjoying the freedom of retirement.
Jeff has been retired for some time. We talk to him about how he and his wife are managing financially, why they decided to take out an equity release plan and what it has meant to them, and how they are planning to spend the remainder of their retirement doing the things they enjoy most.
The financial impact of health
When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.
When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.
Home reversion plan
What is a home reversion plan?
A form of equity release where you sell all or part of your home in return for a cash lump sum and continue to live in your home, rent-free, for as long as you’re able.
Annual Equivalent Rate
What is an annual equivalent rate and why is it important?
The dictionary definition for AERs says they have interest that is calculated under the assumption that any interest paid is combined with the original balance, and the next interest payment will be calculated on a slightly higher account balance.
divorce in retirement
If you are unfortunate enough to be considering separation or divorce, there are a number of steps to take to ensure you are protected. Pete Matthew examines the steps you need to take before you start.
If you are unfortunate enough to be considering separation or divorce, there are a number of steps to take to ensure you are adequately protected. Pete Matthew examines the key steps you need to take before you get started.
Care Needs Assessment
What is a Care Needs Assessment? Pete Matthew explains the process, from how the assessment is carried out and explores the possible outcomes.
If you or a loved one think you may need some help with care, you are entitled to a Care Needs Assessment. Pete Matthew explains the process, from how the assessment is carried out and explores the possible outcomes.
DC Pension (Defined Contribution)
How do defined contribution pensions work?
How do defined contribution pensions work? A pension plan offered by employers in which the benefits are dependent on contributions to, and the growth of, the pension fund. But how do they work? Our simple animation, in plain English explains more in less than two minutes.
Income Drawdown
What is income drawdown?
Income drawdown allows you to access money you've saved up in your pension scheme while the fund remains invested.
Annuities
What is an annuity?
Annuities are often described as “The most common way for people retiring to secure a steady, guaranteed income. They are bought using the money saved in your pension fund and in return a regular sum of money is paid to you each year, for the rest of your life.” Our animation explains more – in plain English – in less than 90 seconds.
Lifetime mortgage
What is a lifetime mortage?
Lifetime mortgages are often described as ‘a mortgage secured on your home. No repayments are usually made on the mortgage until the death of the last surviving borrower or their entry into long term care’. But does this really cover it? Our short animation converts jargon into plain English.