Media Wall

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We’ve produced a range of helpful films, videos and programmes to help you understand more about the choices you have available for financing your retirement and how you go about making the right decisions for you.

    

Finances

Pre retirement

Shelagh describes what she is most looking forward to when she retires.

Shelagh is less than twelve months away from retiring. We talk to her to find out how she is preparing for retirement, the changes which are likely to happen in her life, and what she is most looking forward to when she has more time, but less money.

Finances

When you’ve recently retired

Clive and Bernice discuss the changes they've made in retirement.

Clive has been retired only a few months. We talk to him and his wife Bernice to find out how their first few months have been, what changes they have had to make to their lifestyles and how they are planning to spend their retirement now they have more time on their hands.

Jargon Busters

Compound Interest

What is compound interest? And why is it important?

Compound interest can be described as ‘interest on interest’. It makes a loan grow at a far swifter rate than a straightforward interest type arrangement, by increasing the amount of ‘principal’ on which further interest will be earned in the future. Learn more by watching our video, and understand why it’s so important – especially for your retirement.

Retirement Matters

Stock Market Volatility

Things to consider if taking income drawdown.

Since the pensions freedoms more people have been considering investing some or all of their pension savings in income drawdown. In this Retirement Matters video, Pete Matthew explains what stock market volatility is and how this can affect the value of your fund if you are already taking or considering income drawdown.

Finances

When you've been retired a while

Jeff explains how he and his wife are enjoying the freedom of retirement.

Jeff has been retired for some time. We talk to him about how he and his wife are managing financially, why they decided to take out an equity release plan and what it has meant to them, and how they are planning to spend the remainder of their retirement doing the things they enjoy most.

Retirement Matters

The financial impact of health

When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.

When you’re considering how to finance retirement, it’s important to factor in your health and lifestyle.

Retirement Matters

Home reversion plan

What is a home reversion plan?

A form of equity release where you sell all or part of your home in return for a cash lump sum and continue to live in your home, rent-free, for as long as you’re able.

Retirement Matters

Annual Equivalent Rate

What is an annual equivalent rate and why is it important?

The dictionary definition for AERs says they have interest that is calculated under the assumption that any interest paid is combined with the original balance, and the next interest payment will be calculated on a slightly higher account balance.

Retirement Matters

Questions to ask at retirement

Pete Matthew talks through the key issues to ask “when’s the best time to consider how to provide an income in retirement?”

Pete Matthew talks through the key issues to ask “when’s the best time to consider how to provide an income in retirement?”

Retirement Matters

Bereavement in retirement

Pete Matthew gives an overview of what steps you need to take in dealing with the practicalities of someone’s death and where to get more help and support.

Pete Matthew gives an overview of what steps you need to take in dealing with the practicalities of someone’s death and where to get more help and support.

Retirement Matters

divorce in retirement

If you are unfortunate enough to be considering separation or divorce, there are a number of steps to take to ensure you are protected. Pete Matthew examines the steps you need to take before you start.

If you are unfortunate enough to be considering separation or divorce, there are a number of steps to take to ensure you are adequately protected. Pete Matthew examines the key steps you need to take before you get started.

Retirement Matters

Care Needs Assessment

What is a Care Needs Assessment? Pete Matthew explains the process, from how the assessment is carried out and explores the possible outcomes.

If you or a loved one think you may need some help with care, you are entitled to a Care Needs Assessment. Pete Matthew explains the process, from how the assessment is carried out and explores the possible outcomes.

Retirement Matters

DC Pension (Defined Contribution)

How do defined contribution pensions work?

How do defined contribution pensions work? A pension plan offered by employers in which the benefits are dependent on contributions to, and the growth of, the pension fund. But how do they work? Our simple animation, in plain English explains more in less than two minutes.

Retirement Matters

Income Drawdown

What is income drawdown?

Income drawdown allows you to access money you've saved up in your pension scheme while the fund remains invested.

Retirement Matters

Retail Price Index

What is the Retail Price Index? Why is it important?

In the UK, the Retail Price Index is a commonly used to measure inflation. Published monthly by the Office for National Statistics, it measures the change in cost of representative retail goods and services.

Retirement Matters

Annuities

What is an annuity?

Annuities are often described as “The most common way for people retiring to secure a steady, guaranteed income. They are bought using the money saved in your pension fund and in return a regular sum of money is paid to you each year, for the rest of your life.” Our animation explains more – in plain English – in less than 90 seconds.

Retirement Matters

Lifetime mortgage

What is a lifetime mortage?

Lifetime mortgages are often described as ‘a mortgage secured on your home. No repayments are usually made on the mortgage until the death of the last surviving borrower or their entry into long term care’. But does this really cover it? Our short animation converts jargon into plain English.