Pensions – we've all heard of them but it can sometimes be confusing to understand what they are, what they do for us and why we need one. With so many changes over the last couple of years, we give you an overview of what they are, what they do, and the choices and options that might be right for you.

Types of pension

The main types of pension available to you

Pension options

Some of the pension features and benefits that you can choose from

Buying a pension

How to buy a pension

Pension transfers

Considering transferring your pension?