We all like to save for different reasons – whether that’s putting money aside for a rainy day, for children or grandchildren, going on holiday or even improvements to your home or car.

In order to save you have to spend less than you have coming in, which isn’t always easy when you're on a limited budget. That’s why it’s important to make the most of any savings you do manage to set aside and make them work as hard as possible.

We don’t offer savings products, but to help you, we’ve looked at all you need to know about saving as you get older.

Importance of saving

The benefits of having enough savings set aside

Types of savings

The low-down on savings products

Buying savings products

Where to save your money