Indicative Lifetime Mortgage Calculator

We could all probably benefit from a little extra cash in retirement. Whether that means the holiday of a lifetime, home improvements or enjoying the retirement you've always dreamed of. One of the options that might be available to you is a lifetime mortgage. If this is something that you might be considering, it's worth finding out how much money you could release from your property. It's a popular option with many, as any cash that you do release is completely tax-free.  

Our Indicative Lifetime Mortgage Calculator will provide you with an indication of the total you could release from your property and is applicable for new customers only. It is only an indicative figure and does not constitute an illustration.

Taking out a lifetime mortgage (a type of loan secured against your home) is an important decision and there are many things to consider, so please use the calculator as a guide only. For a full lifetime mortgage illustration based on your individual circumstances, please speak to a financial adviser. If you don't have a financial adviser then thepfs.org or unbiased.co.uk could help you find one.

You should be aware that all equity release products will reduce the value of your estate and may affect your entitlement to state benefits.

The loan to values are subject to change. The amounts shown have been generated based on our Just For You Lifetime Mortgage using our maximum standard borrowing available for the property location, based on a single applicant.

What next?

If you are worried about how you are going to afford your retirement, or need a little help budgeting each month, you might find our Retirement Budget Planner helpful.