Equity release

For homeowners aged 55 or over, equity release can be a means of providing you with a cash lump sum, income, or combination of both, using the money you have tied up in your property.

There are two main types of equity release product: lifetime mortgages, which are mortgages that are secured against your home; and home reversion plans, where you sell all or part of your property to a reversion company in exchange for money. The majority of equity release products sold in the UK today are lifetime mortgages.

We offer lump sum and drawdown lifetime mortgages. And whilst these types of lifetime mortgage can be useful, they definitely aren't right for everyone. That's why we've compiled the following information to help you find out more.

What is equity release?

A beginner's guide to equity release.

Types of equity release

Overview of the different types available.

Lump sum

What are lump sum lifetime mortgages?

Interest serviced equity release

What are interest serviced lifetime mortgages?


What are drawdown lifetime mortgages?

Home reversion plans

Equity release that doesn’t involve a loan.

Buying equity release

How and where to buy equity release products.

Our lifetime mortgages

About our lifetime mortgages